RAFTELIS FINANCIAL CONSULTANTS INC., (RFC) is a full service water and wastewater financial consulting firm located across the country in Charlotte, North Carolina; Kansas City, Missouri; and Pasadena, California. RFC is made up of more than twenty professionals who specialize in a variety of services for water and wastewater utilities. These services primarily include water and wastewater rate studies, cost of service studies, revenue bond feasibility studies, conservation pricing studies, and strategic financial planning studies. In addition, RFC also provides litigation support, valuation services, procurement assistance, and management consulting for municipal utilities. We welcome you to explore our website and learn how we can be of assistance.

Commercial Credit Group Inc., a wholly-owned subsidiary of Commercial Credit, Inc. is an independent, commercial equipment finance company that provides secured loans and leases to small and mid-sized businesses in the construction, fleet transportation, waste, and machine tool and fabrication industries. The company's sales force is located throughout North America and sources transactions through end-users, equipment vendors, and manufacturers with typical transaction sizes ranging from $100,000 to $2,500,000. Since its inception in 2004, CCG has originated approximately $3.5 billion of finance receivables. CCG is headquartered in Charlotte, North Carolina, and operates full-service offices in Buffalo, NY, and Naperville, IL. CCG Equipment Finance Limited services the Canadian Provinces of Ontario, west to British Columbia, from its Canadian headquarters in Hamilton, Ontario. And division Manufacturers Capital provides financing for machine tools and fabrication equipment.