From smartphones to connected cars, location data is changing the way we live and the way we run businesses. Everything happens somewhere, but visualizing data to see where things are isn?t the same as understanding why they happen there. CARTO is the world?s leading Location Intelligence platform, enabling organizations to use spatial data and analysis for more efficient delivery routes, better behavioural marketing, strategic store placements, and much more. Data Scientists, Developers and Analysts use CARTO to optimize business processes, and predict future outcomes through the power of Spatial Data Science.

Petal is a credit card company built to help people succeed financially. Our credit card is designed with no fees (variable APRs range from 15.24-26.24%), no financial traps and doesn't require you to have had any prior experience with credit. Our goal is to help Americans everywhere start building credit. Tens of millions of Americans have no credit score at all, and millions more have short credit histories that may not tell the whole story. That’s a problem since building credit is a necessity for many of life’s most important milestones, like buying your first car, starting a small business, or purchasing a home. And bad credit can cost as much as $250,000 over the course of your lifetime (in fees, interest and other charges). Fees were the first thing we got rid of. No overdraft fees, late fees, international fees, annual fees, or any-other-kind-of-fee, fees. Then we thought about ways to use modern technology, and a little bit of common sense, to help more people qualify. And that gave us Petal, a Visa credit card with high limits and low rates that you can qualify for even if you’ve never used credit before.