Centivo is a new type of health plan solution thatￃﾢ￢ﾂﾬ￢ﾄﾢs built to save 15% or more compared to traditional insurance carriers and is easy to use for employers and employees. Centivoￃﾢ￢ﾂﾬ￢ﾄﾢs mission is to bring lower cost, higher quality health care to the millions of people in the United States who struggle to pay their health care bills. With Centivo, employers can implement a health plan administrator that provides a range of network and benefit options to best meet the needs of their diverse workforce. We take unnecessary cost out of the healthcare system by directly negotiating competitive prices with health systems and independent practices that you know and trust, and provide employees with a plan option in which they coordinate their care through their selected primary care team in exchange for lower out-of-pocket costs. An alternative to traditional insurance carriers or third-party administrators, Centivo offers the technology, network, claims processing, customer support, and population health management to fully administer health benefits. At Centivo, we never lose sight of the fact that we are dealing with healthcare, with emotions, with anxiety, with fear, and with lives. We treat members and their families with the same level of care that we would use to treat our own families. Learn more at Centivo.com.

HLZA is a full-service architectural firm with over 25 years of experience serving residential, commercial and industrial properties in all aspects of exterior and interior building design, renovation and forensic investigation. In addition, the firm offers complete interior design services for apartments, lobbies and common areas.