At Earnin, were making money work in a way that's good for everyone. Were driving consumer-empowered finance by unlocking the more than $1 trillion held up in pay cycles each year. Were putting that money into workers hands using a streamlined mobile app that allows people to get paid when they want. Customers just track the number of hours they've worked, then request their pay when they want it. All they need is an electronic timesheet and direct deposit. The app also supports individuals who are paid per task, such as Uber and Instacart workers. Instead of charging set fees or high interest rates, Earnin provides a pay what you think is fair service, allowing customers to select an optional tip with each transaction. Together with our customers, were creating a future based on what's possible, rather than the way it's always been done.