The Credit and Assurance Manager will be responsible for overseeing the credit risk and credit management of the business. This role will be required to be a credit business partner to the operations by advising operations on business transactions. Governance the credit manager will be an active member on the credit committee of Barloworld Equipment and in managing the credit committee along with the Chairperson of the credit committee. The manager will be required to be involved in projects that have a credit management elements.
As the assurance manager the manager is responsible for managing the business assurance function supported by the business assurance officer. Business Assurance entails the oversight of internal controls and business risks. This would involve assessment of internal controls of various operational sites and functions, following up on audit findings and implementation thereof and assessing controls from Risk Management CommitteePrimary Outputs • Manage the implementation of business assurance and plan at regional and territory level as prescribedby the Risk Management Committee• Monthly internal audit reporting as prescribed by the CFO: RSA and Reporting• Preparation of monthly reports on the status of implementation of agreed management actions.• Manage the process for escalating open audit findings to more senior levels of management whenappropriate.• Facilitate testing of effectiveness of controls where management has confirmed that audit findings havebeen closed.• Conduct comparative analysis between the control assessment and the relevant internal audit reports andsummarize feedback with recommendations to various levels of management.• Assist in providing support, education and training to staff to build and entrench a culture management ofrisk and controls within the organisation.• Manage fortnightly credit committee meeting, including credit committee paper and agenda management• Provide credit risk assessment and reviews as requested by Credit Committee and CFO/FD• Ensure and manage credit risk concentration and credit policy management• Monitor and report on overdue debtors monthly and weekly for Operational Executive Meeting• Deal flow management ensure deals not financed by CAT Finance are managed and 2nd tier financialinstitutions referred• Ensure management of CAT / Barloworld Equipment Service Level Agreement• Ensure annual reviews of customers program is completed by operations• Active management and oversight of debtors’ accounts• Identifies processes for improvement, documents existing processes, identifies and analyses gaps between current processes and the desired state.• Must be able to suggest plans to integrate new and existing processes.
Qualification, Experience and Competencies
Minimum Required Qualification:
Post Graduate Qualification in Credit ManagementDegree or equivalent in Risk ManagementProject Management experienceAn understanding of process effectiveness would be an advantage
Minimum Required Experience:
Mining of five years’ experience in Credit Management and Deal Flow Management
Minimum Required Competencies:
Attention to detail (L3)Drive, energy and initiative (results-focus) (L3)Organisational awareness (L3)Customer responsiveness (L3)Business acumen (L3)Creativity (innovation) (L3)Analytical Thinking (L3)Stress Tolerance and Resilience (L3)Problem Solving (L3)Teamwork (L3)Ethical Behaviour (L3)Verbal and Written Communication (Including listening) (L3)Influencing and Negotiation (L3)Professional / Technical Competence (L3)Programme and Project Management (L3)Analysis for Business Decision Making (L3)Practical Execution Management (Planning, Organising & Monitoring) (L3)Strategic Leadership (L3)Developing People (L3)Participative Management (Empowering and Including) (L3)
