Summary:
The Financial Risk Analyst will play a key role in enhancing the organization’s risk management framework, with responsibilities spanning enterprise risk assessment, model risk governance and advanced analytical modeling. This position bridges enterprise risk management (ERM) and model validation, ensuring robust oversight of financial and operational risks through data-driven insight, quantitative rigor, and regulatory compliance.This is an on-site position based at the Plano, TX headquarters.
Essential Duties & Responsibilities (including but not limited to):
Quantitative Risk Oversight
- Lead the enhancement of quantitative risk measurement frameworks across credit, market, liquidity, and capital risk stripes
- Maintain and upgrade analytical tools and dashboards for monitoring Risk Appetite Metrics, Key Risk Indicators (KRIs), Key Performance Indicators (KPIs) and emerging risk trends
- Collaborate with business units to quantify exposures, forecast potential losses and assess the effectiveness of risk mitigation programs.
Model Validation & Governance
- Perform independent validation of models used for pricing, capital, liquidity and operational risk.
- Apply robust statistical and econometric techniques to test model performance, including benchmarking, back-testing and sensitivity analysis.
- Review model documentation for completeness, accuracy and compliance with internal standards and regulatory guidance
- Identify model weaknesses, limitations and data quality concerns, proposing remediation actions to stakeholders
- Support periodic performance monitoring to ensure models remain fit for purpose and aligned with business needs
ERM Support & Reporting
- Support the enhancement of the ERM framework, risk appetite statements and governance processes
- Prepare and deliver risk analysis reports for senior management, risk committees and regulatory reviews
Qualifications (Education, Computer Skills, Experience, Certifications, Etc.):
- 2 to 3 years of experience in financial risk analysis, model validation, or enterprise risk management within the financial services or related industry
- Familiarity with regulatory requirements and best practices in model risk management.
- Bachelor’s degree in Mathematics, Statistics, Finance, Economics, Engineering or a related quantitative discipline required
- Master’s degree (or equivalent) preferred
- Strong analytical and quantitative skills with a deep understanding of statistical methods, data analysis and forecasting techniques.
- Proficiency in Python, R, SAS, SQL or similar statistical tools for data manipulation and model analysis preferred
- Advanced proficiency in Microsoft Excel, Power BI and other reporting tools
- Excellent written and verbal communication skills, with the ability to translate technical findings into actionable insights for non-technical audiences
- Strong attention to detail, critical thinking and problem-solving ability
- Ability to manage multiple priorities in a dynamic, fast-paced environment
Benefits options include:
- Medical, dental and vision coverage
- 401K with company match
- 11 paid holidays
- Accrue up to 17 vacation/sick days per year in your first year on a pro rata basis
- Applicant may be eligible for annual discretionary bonus
No relocation assistance provided.If you are looking to be a part of a winning team and meet the above requirements, we look forward to hearing from you. Beal Bank, Beal Bank USA, and their affiliates are Equal Opportunity Employers. Beal Bank, Beal Bank USA, and their affiliates do not discriminate against any candidate or employee on the basis of race, national origin, color, genetics, sex, marital status, sexual orientation, gender identity, age, disability, pregnancy, religion or religious affiliation, veteran or service member status, or any other characteristic protected by federal, state or local laws.All applicants have rights under federal employment laws.
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