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Full-timeDescriptionCV3 Financial Services provides financing for non-owner-occupied investment properties, providing flexible loan solutions combined with the experience our customers can trust.CV3 is more than just a lender. We partner with our customers to accelerate real estate opportunities and are invested in their success. We leverage the best technology to eliminate complexity and simplify the loan process, while never losing sight of the value of building personal relationships with our customers. We’ve set the bar high.
The aspirational mission is to be the #1 choice as a trusted capital partner for real estate investors. We are ready when you are!
Our People are Our Power
Great people make great companies. CV3 has nurtured a people-first culture, an entrepreneurial team, and a disciplined craft that fuels innovation and delivers results. We create lasting client relationships based on trust and transparency. We cultivate these relationships by taking amazing care of our people and our customers. Above all, what sets us apart are our five Core Values, which guide everything we do.
GENERAL PURPOSE:
The Closing Specialist II is responsible for executing loan closing functions with precision and speed. They collaborate with processors, escrow agents, underwriters, wire disbursement, and mortgage brokers to ensure loans are documented, conditions cleared, and funded on time, while escalating complex matters to Manager, Closing as needed.
In this position, you will:
- Prepares loan documents by entering necessary information in the LOS; verifies the accuracy of the loan data and ensures the timely delivery of the loan documents.
- Reviews entity documents to determine signature authority. Performs manual edits to loan documents for unique and complex signature block.
- Will be funding loans which includes review of executed loan documents to ensure accuracy prior to clearing funding conditions.
- May assist in preparing loan documents by entering necessary information in the LOS.
- Maintains a high level of customer service with quick response times, follow through and attention to detail (both internally and externally). Communicates status and expectations to internal departments and external business partners.
- Reviews hazard insurance, flood certifications, underwriting conditions, taxes, title report, sales contract, etc., to ensure all issues have been resolved prior to funding.
- Reviews closing settlement statement to verify all fees are correctly disclosed and collected.
- Responsible for the quality control and accuracy of the signed loan documents.
- Accurately review loan conditions to ensure all documents are cleared and file is ready to fund. Escalates all issues that require attention and resolve to Manager, Closing.
- Maintains high degree of confidentiality. Communicate proactively with escrow officers, underwriters, and internal partners to maintain loan momentum.
- Supports development of peers and self. Promotes team collaboration and partnership.
Requirements
Successful candidates will possess:
- High School or GED required; Associate’s Degree from an accredited college preferred; or a combination of education and experience.
- 2-3 years of mortgage experience as a Loan Closer or Doc Drawer required.
- Knowledge of mortgage loan products, loan documents and loan funding requirements; knowledge of RE documentation, underwriting policies and compliance and state closing processes.
- Working knowledge and use of MS Office (especially Excel and Outlook), PDF Pro, imaging system and internet.
- Experience working with loan originating systems a plus.
NECESSARY KNOWLEDGE, SKILLS, AND ABILITIES:
- Must have strong organizational and multi-tasking skills
- Ability to move between tasks quickly and to respond to pressure situations easily
- Possesses the ability to apply critical thinking and problem-solving skills
- Shows strong initiative
- Works productively in a fast paced, sometimes stressful environment
- Thinks ahead and anticipates needs based on prior experiences; makes an effort to act in advance either to prepare for a situation or to prevent it.
- Excellent verbal and written communication skills
- Detail oriented
- Strong interpersonal skills and possesses a team player attitude
What’s in it for you:
Inspiring Culture: We have earned the reputation as an exceptional workplace, designed with the deepest intentions for you to thrive. We are committed to being a transparent environment where team members are encouraged to ask questions, be heard, and never stop learning. We foster an inclusive and supportive environment where creativity and innovation thrive.
Talent Development:
We invest in our team members' growth and development. You will have access to ongoing training, mentorship, and opportunities to expand your skill set and advance your career.
Impactful Work:
Join us in making a meaningful impact. At CV3, we are a team. A highly motivated group of dedicated, talented people, motivating each other and working together towards our shared and individual goals. We show up. Every Day. For each other and our customers.
Innovation:
We embrace new ideas and technologies. You will have the chance to work on cutting-edge projects and contribute to solutions that shape our industry.
Work-Life Balance:
We value work-life balance and understand the importance of a healthy and fulfilling personal life. We work with you to determine the best work style for you and CV3.
Benefits Package:
We provide competitive compensation packages and comprehensive benefits to underscore our commitment to the well-being of our team.
- Health Insurance
- HSA Account
- Accident Insurance
- Critical Illness Insurance
- Hospital Indemnity Insurance
- Dental Insurance
- VSP Vision Insurance
- Flexible Spending Accounts (FSA)
- Group Paid Life and AD&D Insurance Supplemental Coverage
- Company Paid Long-Term Disability and Short-Term Disability (Non-CA)
- 401 (k) Retirement Plan (2-Year Vesting)
- Legal Services
- Virtual Behavioral Health
- Employee Assistance Program (EAP)
Employee Perks:
Beyond our comprehensive benefits package, CV3 provides a diverse array of advantages to our team members. These include flexible PTO, birthday and work anniversary gift cards, community outreach opportunities, access to Doordash’s Dash Pass, Employee discount program - Great Work Perks, an onsite dog park at our headquarters, company swag, stipends, and much more!
At CV3, we are committed to the principles of diversity, equity, inclusion, and equal opportunity. We build teams and grow talent that reflects the diversity of the clients and communities we serve. Diversity of background, experience, and perspective adds value and depth to our teams and creates better business results. CV3 is an equal opportunity and affirmative action employer. We take pride in building a workplace culture where all team members feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.
Qualified applicants with arrest or conviction records will be considered in accordance with the ordinance and the California Fair Chance Act.Experience counts, attitude matters. The range listed is just one component of CV3’s total rewards package for our team members. Other rewards may include quarterly bonuses, role-based incentives, and region-specific benefits. A team member’s position within the listed salary range will be based on several factors, including but not limited to relevant education, qualifications, certifications, experience, skills, seniority, geographic location, performance, travel requirements, revenue-based metrics, any contractual agreements, and business or organizational needs.
The job description outlined above reflects general details as necessary to describe the primary functions of this job, the level of knowledge and skill typically required, but should not be construed as an all-inclusive listing of work requirements. Individuals may be asked to perform duties other than those mentioned above to cover absences or relief in the appropriate department to equalize peak work periods or otherwise balance the workload.
