About Uphold
Uphold is a financial technology company that believes on-chain services are the future of finance. It provides modern infrastructure for on-chain payments, banking, and investments. Offering Consumer Services, Business Services, and Institutional Trading, Uphold makes pioneering financial services easy and trusted for millions of customers in more than 140 countries.Uphold strips away the complexity and lack of transparency to open up Web3 finance for everyone.To learn more about Uphold, please visithttps://uphold.com.The Opportunity:Uphold is seeking an experienced Deputy MLRO to oversee and enhance its European compliance program.
This position will report into the European Chief Compliance Officer, and will work closely with the Global Chief Compliance Officer and global compliance teams. Primary Responsibilities:
- Act as Deputy Money Laundering Reporting Officer (MLRO), reviewing internal suspicious activity reports (SARs) and making appropriate disclosures and reporting to the local FIU
- Develop an effective working relationship with local industry partners and the Bank of Portugal
- Create, maintain and update applicable compliance policies and manuals as required by law and local regulatory requirements
- Serve and support the Portuguese Money Laundering Officer, and act as the Delegate in all required activities
- Serve as a point of escalation and SME for the compliance department and the wider company
- Investigate and report illicit activity to domestic and international law enforcement agencies and respond to incoming requests from external partners
- Handle fraudulent and otherwise suspicious activity escalations from the wider Uphold team and from external parties such as banking and industry partners
- Help us improve our transaction monitoring rules and suspicious activity escalation procedures
- Dig deep into data and identify trends with the aim to prevent future malicious activity
- Support the compliance department and wider business with ad-hoc projects, such as audits, define key metrics, design dashboards, and improve performance
- Provide the business with advice and guidance on all relevant regulatory obligations and requirements
- Work with the business to ensure that the firm establishes and maintains appropriate policies, procedures, systems and controls
- Provide Financial Crime education, awareness and training to the business as required
- Remain current with industry developments and new AML/CTF rules and regulations
- Other duties and responsibilities as required or assigned
Required qualifications:
- Minimum of 5 years of experience in a senior compliance manager or Deputy MLRO role for a regulated financial services firm
- Experience working with the Bank of Portugal
- Awareness of Payment Services Directive (PSD2), MICA and other relevant EU-level legislation and their transposition into Portuguese legislation
- Familiarity with the applicable international and domestic regulations pertaining to money laundering and terrorism financing
- Deep knowledge of the EU regulatory environment and key financial crime regimes
- Previous people management experience
- Effective operational proficiency in Portuguese and English, with outstanding written and verbal communication
Bonus if you have:
- Previous experience working at a Fintech company, even better if you have experience in crypto
- Experience with blockchain analytics vendors, such as Chainalysis and Elliptic
- Additional European languages, specifically German or French
- Experience writing SQL and communicating the results
- Professional qualifications such as ACAMS, ICA etc.
- Fluency in cryptocurrencies or other digital assets as they are core to our business
What we offer:
- Innovation and Impact: Contribute to pioneering projects in a dynamic and challenging environment.
- Competitive Compensation: Stock options, performance bonuses, and comprehensive benefits on top of a competitive salary.
- Strong Company Culture: Thrive in a supportive, collegiate environment with values of integrity, teamwork, accountability, and excellence.
- Global Collaboration: Participate in regular updates, strategy sessions, and networking opportunities across the group.
- Development Opportunities: Access training and mentorship programs.
- Flexibility: Enjoy options to work from home, other locations, or adjust your hours.
- Inclusive Environment: Value and respect diverse perspectives.
Benefits:
- Annual bonus program based on individual, team and company performance.
- Home office stipend for a productive setup.
- Generous PTO, healthcare, and employee assistance programs.
- Engaging events and celebrations.
- Well-stocked office kitchen with a foodie culture.
Join us to grow, innovate, and contribute meaningfully. Be part of our talented team!Visit ourcareers pagefor more exciting opportunities, if this role isn’t the perfect fit.EEOC EmployerWe're proud to be an Equal Opportunity Employer and we celebrate our employees' differences, including race, color, religion, gender identity, national origin, age, military service eligibility, veteran status, sexual orientation, marital status, disability, and any other protected classes. Difference makes us stronger and better - together.
