Compliance Analyst

Lead BankWorldwideRemote

Lead is a fintech building banking infrastructure for embedded financial products and services. We operate an FDIC-insured bank headquartered in Kansas City, Missouri. Additionally, we have offices in San Francisco, Sunnyvale, and New York City, where our technical, product, design, and legal teams operate.

We are built for a constantly evolving financial landscape, where new ventures and technological advancements emerge daily. Guided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity.Simply put, Lead offers the essential attributes that every fintech seeks in a partner bank. First, unparalleled technical expertise from a distinguished team of developers with an extensive understanding of the banking and payments systems.

Second, oversight expertise, automated compliance systems, and bespoke program management to navigate the ever shifting regulatory landscape. Finally, a commitment to transparency and operational rigor to ensure everyone’s money does what it’s supposed to do.

Role Description:

The Compliance Analyst will be responsible for assisting the Senior Compliance Analysts and Banking as a Service Compliance Program Manager in the delivery of the Compliance Management System (CMS). The role will have a primary focus in conducting day-to-day monitoring and review related to the bank’s lending, deposit, and operational activities, as well as with the Bank’s Banking as a Service (BaaS) fintech partner programs. Further duties can be assigned at any time due to expanded activities from the bank, its partners, or regulators.

In this role you will:

Work closely with the Banking as a Service Compliance Program Manager, Senior Compliance Analysts, other business lines, and Fintech partners to onboard and maintain ongoing oversight of Fintech partners. This includes the review of due diligence and ongoing program management materials.
Maintain proficient knowledge of applicable federal and state laws, regulations and guidance, including, but not limited to, Reg E, TILA, ECOA, FCRA, SCRA/MLA, Reg CC, TISA, and other federal consumer protection legislation and regulations with a focus on consumer and commercial lending, deposit and prepaid products.
Engage in internal and external Fintech-facing meetings to identify, discuss and maintain oversight of key program elements, compliance risks and controls.
Support the Bank’s Compliance Management System and the BaaS Compliance Program by maintaining awareness and engaging in issue management, audit management, complaint resolution and marketing reviews and other related sub-processes.
Support the monitoring of compliance-related partner controls and key risk indicators by identifying weaknesses, investigating issues, and providing actionable recommendations for remediation as needed.
Assist with the review of FinTech partner marketing and program collateral to ensure alignment with regulatory requirements and compliance standards.
Develop and maintain effective working relationships across the enterprise and Fintech partners to effectively execute on compliance-related objectives.
Assist in the coordination of, and preparation for, regulatory agency exams, and external audits/reviews
Demonstrates deep interest in Fintech products and engaging in compliance advisory and working in a dynamic and fast paced environment

Qualifications:

Minimum of 1-3 years’ banking compliance experience
Have knowledge of applicable federal and state laws, regulations and guidance, including, but not limited to Reg E, TILA, ECOA, FCRA, SCRA/MLA, Regulation CC, TISA, and other federal consumer protection legislation and regulations
Demonstrate exceptional communication skills
Ability to make judgements based on information provided
Ability to work and complete tasks with minimal direct supervision
Eager to learn and achieve proficiency
Ability to motivate and lead
Are curious, have humility, are open to learning and approach your work with a growth mindset
Thrive working in a fluid environment with high autonomy
Love to collaborate to get to the best, most efficient outcome
Embody the growth mindset and bring a self-driven and self-starter mentality to your work

What we offer:

At Lead, we design our benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life
Competitive compensation, based on experience, geographic location, and role
Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
Paid parental leave
Flexible vacation policy, including PTO and paid holidays
A fun and challenging team environment in a dynamic industry with ample opportunities for career growth

*Lead Bank is proud to have an inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.*Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. *Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.*Pursuant to the Los Angeles County Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.*Our compensation reflects the cost of labor across several US geographic markets.

The base pay for this position ranges from $77,000/year to $100,000/year. Pay is based on a number of factors including market location and may vary depending on job-related knowledge, skills, and experience.#LI-BC1Apply for this job

Life at Lead Bank

Thrive Here & What We Value1. Inclusive culture committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. | 2. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth | 3. Competitive compensation based on experience, geographic location, and role | 4. Paid parental leave based on role eligibility | 5. Flexible vacation policy, including PTO and paid holidays based on role eligibility</s> | 2. Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role | 3. Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRAPaid parental leave | 4. Flexible vacation policy, including PTO and paid holidays | 5. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth</s> | 2. Nontraditional banking atmosphere that allows each client to have a personalized, immersive experience. | 3. Fastpaced environment where Branch Bankers work alongside our clients to help them achieve their financial goals. | 4. Relationshipbuilding approach removes any sales pressure, allowing our bankers to focus on what’s most important to us: meeting the needs of our clients. | 5. Interdepartmental collaboration has allowed Branch Bankers to learn and find new passions. | 6. A challenging and fulfilling opportunity to join one of the most experienced teams in banking and fintech. | 7. Fun teamoriented environment where your career will be supported.</s> | Designing benefits to support company culture and principles | Fostering an efficient and inspiring work environment | Creating conditions for team members to give their best in both work and life.</s> | 2. Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role. | 5. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth.</s> | Lead is committed to ensuring equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Pursuant to the San Francisco Fair Chance Ordinance, Lead will consider for employment qualified applicants with arrest and conviction records.</s> | 2. Designing benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life. | 3. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth.</s> | Personalized banking services and solutions | Relationship-building approach | Non-traditional banking atmosphere | Client support role | Multitasking and prioritizing work using discretion | Discretion in handling confidential information | Fluency with Lead's suite of personal and business financial products | Cross training for Branch Banker position after Teller duties are mastered</s> | 3. Competitive compensation based on experience, geographic location, and role. | 4. Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRAPaid parental leave | 6. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth.</s> | 3. Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role | 4. Paid parental leave and flexible vacation policy | 5. Designing benefits to support company culture and principles, to foster an efficient and inspiring work environment, and to create the conditions for our team to give their best in both work and life.</s> | 4. Wellness benefits including FSA, HSA, and HRAPaid parental leave | 5. Flexible vacation policy</s> | 2. Competitive compensation based on experience, geographic location, and role | 3. Wellness benefits including FSA, HSA and HRAPaid parental leave | 3. Wellness benefits including FSA, HSA, and HRAPaid parental leave | 2. Paid parental leave and flexible vacation policy. | 3. Competitive compensation, including opportunities for equity grants based on experience, geographic location, and role. | 4. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth.</s> | 2. Competitive compensation based on experience, geographic location, and role. | 3. Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRAPaid parental leaveFlexible vacation policy, including PTO and paid holidaysA fun and challenging team environment in a dynamic industry with ample opportunities for career growth</s> | 3. Competitive compensation, including opportunities for equity grants, based on experience, geographic location, and role.</s> | 5. Flexible vacation policy, including PTO and paid holidays</s> | 3. Wellness Benefits, Including FSA, HSA and HRAPaid Parental Leave | 2. Fun and challenging team environment in a dynamic industry with ample opportunities for career growth. | 4. Flexible vacation policy, including PTO and paid holidays.</s> | 3. Flexible vacation policy, including PTO and paid holidays | 3. Fostering an efficient and inspiring work environment | 4. Creating conditions for team members to give their best in both work and life.</s>

Compliance Analyst

Role Description:

In this role you will:

Qualifications:

What we offer:

Life at Lead Bank

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