Position:
Head of Finance & Capital Markets
Reports To:
CEO
FLSA Classification:
Exempt
General Classification:
Regular, Salaried, Full Time
HouseAmp is the groundbreaking fintech firm empowering a real estate brokerage's ability to offer homeowners automated financing for pre-sell renovations, staging, and more through its unique platform. At HouseAmp we are supercharging the American Dream by helping sellers maximize the value of their homes. Our next-generation residential real estate platform allows real estate brokers and agents to create custom programs that amp up their value-added services, maximize their seller's return, and create superb customer experiences.
HouseAmp is quickly growing, and we are looking for a financial leader to help scale our mission of transforming home improvement financing. If you have deep mortgage lending experience, understand the capital markets, and know how to build and manage a finance function from the ground up – this is for you.
Position Summary
The Head of Finance & Capital Markets will be a key member of the executive team, responsible for overseeing all financial operations, strategy, and planning. This role requires a deep understanding of mortgage lending and capital markets, particularly in lending, to drive the company's growth and ensure financial stability. The ideal candidate will have a proven track record in structured finance, lending and capital markets, with a strong ability to manage investor relations and optimize funding mechanisms.
Duties and Responsibilities
Financial Strategy and Planning:
- Develop and implement comprehensive financial strategies to support the company’s growth and profitability.
- Oversee financial planning, budgeting, forecasting, and reporting.
- Ensure the company's financial health and sustainability through effective management of resources.
Capital Markets and Lending Expertise:
- Drive the expansion and diversification of loan funding sources to support scalable originations.
- Secure, structure, and optimize funding mechanisms, leveraging a mix of forward flow whole loan sales and other structured finance solutions.
- Cultivate and manage strategic partnerships with institutional investors, warehouse lenders, and key market participants.
Investor Relations:
- Manage relationships with investors, providing regular updates and insights into the company's financial performance.
- Develop and execute strategies to attract and retain investors, ensuring alignment with market dynamics.
- Advocate for and broaden market acceptance of AI-driven underwriting and verification models.
Risk Management and Compliance:
- Identify, evaluate, monitor, and manage potential risks, including data breaches and regulatory compliance issues.
- Develop strategies to address risks effectively and ensure compliance with relevant regulations.
Operational Agility and Technological Integration:
- Collaborate with the Chief Executive Officer (CEO), Chief Technology Officer (CTO) and other executives to integrate technological solutions into financial operations.
- Stay abreast of technological advancements and incorporate them into the company's financial strategies.
Ideal Qualifications
- Advanced degree in finance, accounting, business administration or related field. MBA or CPA preferred.
- 5+ years in mortgage lending or structured finance
- Experience working with capital markets buyers (forward flow, securitization, warehouse lines). Unsecured and/or embedded lending experience a plus.
- Proven ability to build finance orgs in fast-paced environments
- Strong corporate finance and accounting principles, modeling, pricing, and negotiation skills
- Strategic Planning: Ability to develop and execute long-term financial strategies that align with business goals.
- Technology & Data Analytics: Proficiency in financial technology, automation, and data analytics tools to drive efficiency and innovation.
- Excellent communication, negotiation, and relationship management skills.
- Ability to work in a fast-paced, dynamic environment and adapt to changing market conditions.
Ideal Candidate:
- Prior experience in an early-stage startup environment.
- Strong leadership skills with the ability to inspire and manage finance teams.
- Forward-thinking mindset with the ability to anticipate future challenges and opportunities.
- High ethical standards and commitment to transparency and accountability.
- Excellent interpersonal skills and the ability to work collaboratively with other executives and stakeholders.
- Sound judgement and the ability to make informed decisions under pressure.
- This position requires flexibility to work across time zones.
- Occasional travel may be required.
- · Weekday (Monday - Friday) attendance with some scheduling flexibility around core working hours.
- · Every position requires certain physical capabilities; the Company seeks to make reasonable accommodations that enable individuals with disabilities to perform essential duties when possible.
Other important information about this position:
The preceding job description is not intended to describe in detail the multitude of tasks that may be assigned, but rather to provide a general overview of the expectations and responsibilities of this position. As the nature of business demands change, so may the functions of this position. Additional duties and responsibilities may be assigned.
