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UpstartUnited StatesRemote

About Upstart


Upstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. By leveraging Upstart's AI marketplace, Upstart-powered banks and credit unions can have higher approval rates and lower loss rates across races, ages, and genders, while simultaneously delivering the exceptional digital-first lending experience their customers demand. More than 80% of borrowers are approved instantly, with zero documentation to upload.Upstart is a digital-first company, which means that most Upstarters live and work anywhere in the United States.

However, we also have offices in San Mateo, California; Columbus, Ohio; and Austin, Texas.Most Upstarters join us because they connect with our mission of enabling access to effortless credit based on true risk. If you are energized by the impact you can make at Upstart, we’d love to hear from you!

Not seeing an open job that matches your skills and experience?

We’d love to invite you to join our Product Talent Community.
It’s a simple way to stay connected with us — and for us to stay connected with you.By signing up,

  • You’ll receive quarterly updates on Upstart and job alerts.
  • You may receive outreach when a role opens that matches your skills and interests.

There’s no commitment — just an open door to explore future opportunities when the time feels right for you.

Product Team


Our Product team is on a mission to expand access to credit and reimagine the future of lending. We build innovative, data-driven solutions that break down barriers and create financial opportunities for millions. By leveraging technology, user insights, and seamless design, we’re transforming the lending experience to be more inclusive, efficient, and customer-centric. If you're passionate about driving meaningful change and solving complex challenges, join our Product Talent Community to stay up to date on Upstart news and open roles.

Things to love about Upstart:


  • Competitive Compensation (base + bonus & equity)
  • Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart 
  • 401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
  • Employee Stock Purchase Plan (ESPP)
  • Life and disability insurance
  • Generous holiday, vacation, sick and safety leave  
  • Supportive parental, family care, and military leave programs
  • Annual wellness, technology & ergonomic reimbursement programs
  • Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
  • Catered lunches + snacks & drinks when working in offices

Thanks again for your interest in Upstart and joining our Product Talent Community!Upstart is a proud Equal Opportunity Employer. We are dedicated to ensuring that underrepresented classes receive better access to affordable credit, and are just as committed to embracing diversity and inclusion in our hiring practices. We celebrate all cultures, backgrounds, perspectives, and experiences, and know that we can only become better together. If you require reasonable accommodation in completing an application, interviewing, completing any pre-employment testing, or otherwise participating in the employee selection process, please email candidate_accommodations@upstart.comhttps://www.upstart.com/candidate_privacy_policy

Life at Upstart

Founded by ex-Googlers, Upstart is the first lending platform to leverage artificial intelligence and machine learning to price credit and automate the borrowing process. Upstart has demonstrated unparalleled credit performance and the industry's highest consumer ratings. In addition to its direct-to-consumer lending platform, Upstart provides technology to banks, credit unions and other partners via a SaaS offering called Powered by Upstart. Learn more about Upstart at https://www.upstart.com/about. Find out how to join the team here at https://www.upstart.com/careers!
Thrive Here & What We Value- Accessible credit for underrepresented classes- Supportive parental, family care, military leave programs- Comprehensive benefits package (medical, dental, vision coverage, 401k, HSA)- Regular social activities (team events, ERGs, book clubs, fitness, investing, volunteering)- Competitive compensation (base salary, bonus & equity, 401k with company match up to $4,500)- Generous leave policies (holiday, vacation, sick, safety)- Wellness, technology & ergonomic reimbursement programs- Catered meals in offices- Offices located: San Mateo, CA; Columbus, OH; Austin, TX
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