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Financial and Regulatory Reporting Associate

Cross RiverFort Lee, New Jersey, United StatesOnsite

Who We Are


Cross River is a highly profitable, fast-growing financial technology company powering the future of financial services. Our comprehensive suite of innovative and scalable embedded payments, cards, and lending products deliver financial services for millions of businesses and consumers around the globe. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. We are on a mission to build the infrastructure that propels access, inclusion, and the democratization of financial services.

While our company has tripled in size over the last three years, our strong sense of purpose led Cross River to be named to American Banker’s list of Best Places to Work in Fintech for the last 6 years. The reason for this success is simple – our nimble and collaborative family culture lives in every member of our growing team. Together we are at the forefront of technology and innovation, and we invite passionate, collaborative, and motivated high performers to join our expanding team.

What We're Looking For


Cross River’s Financial and Regulatory Reporting team reports directly into the Controllership function within the Finance department. As a Financial and Regulatory Reporting Associate, you will play a key role in continuing to build the Financial and Regulatory function. The successful candidate will be a key contributor in the annual financial statements preparation and quarterly regulatory reporting processes, be a contact to businesses and Accounting teams seeking accounting guidance on complex and unusual transactions, monitor new accounting pronouncements and  keep organized documentation through memorandum and tracking for submission to senior leadership.This role is a highly visible role with opportunity to learn about different business structure and deals, in addition to collaborating with various departments and external auditors.

The role reports directly into the Financial Reporting Manager.  

Responsibilities:


  • Assist with preparation of year-end US GAAP financial statements and various weekly and quarterly regulatory filings
  • Review new business contracts and business products to ensureaccounting impact is properly captured.
  • Evaluate existing contracts to ensure proper booking models are applied.
  • Research and manage the communication and implementation of new and evolving regulatory requirements
  • Preparation of monthly financial close variance discussion and analysis
  • Collaborate with Accounting on a monthly basis to provide booking guidance on complex entries and transactions.
  • Provide accounting and process improvement guidance based on prior year audit concerns
  • Build and maintain strong relationships with key stakeholders, including, auditors and internal departments such as Capital Markets, Credit and Risk Management.

Qualifications:


  • CPA OR currently pursuing CPA strongly preferred
  • 5+ years of relevant experience in financial reporting, SEC Reporting or Accounting Policy
  • Demonstrable knowledge of US GAAP
  • Excellent written, analytical, research, and problem-solving skills.
  • Ability to collaborate cross-functionally to obtain facts, understand business structure, articulate the accounting guidance and requirements and communicate conclusion reached to stakeholders.
  • Strong written and verbal communication skills, with the ability to communicate complex financial concepts to all stakeholders.
  • Proactive and organized with a positive mindset.

#LI-JJ1 #LI-Hybrid #LI-OnsiteSalary Range: $100,000.00 - $130,000.00Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided.

We will only contact you with job related information.

Life at Cross River

At Cross River, were rethinking banking through API-driven products. Our legacy products combined with our cutting-edge technology is helping to empower millions of consumers. We partner with a number of leading marketplace lending platforms including Affirm and RocketLoans to help people get access to credit. Our game changing payments products are the rails that Coinbase and TransferWise (to name just a few!) run on. Cross River strives to set the regulatory and compliance gold standard which is at the heart of everything we do. We are innovators who put our ideas and expertise to work on behalf of our clients so they can lead the FinTech industry forward. At Cross River, our people are helping to write the future of banking. Our team work and creative collaboration, powered by our inclusive and friendly, family environment are what sets us apart. www.crossriverbank.com #BankingUntangled Follow us on: twitter.com/crossriverbank ©2018 Cross River Bank Member FDIC, Equal Housing Lender
Thrive Here & What We Value1. Collaborative Family Culture2. Strong Sense of Purpose3. Passionate, Collaborative, and Motivated High Performers4. Reshaping Global Finance and Financial Inclusion through Innovative and Scalable Embedded Payments, Cards, and Lending Products5. Named to American Banker’s list of Best Places to Work in Fintech for the last 6 years
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