logo inner

Associate Product Manager


We’re Capital on Tap 👋


💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us?


We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.🏡🏢This is a Hybrid role, the Product team work from our London (Shoreditch) Offices at least 3 days per week.

What You’ll Be Doing


We are seeking an Associate Product Manager to join our Internal Core Systems (ICS) team, specifically focusing on our Credit, Transactions, and Collections Systems. This team handles competing priorities by a wide range of stakeholders, and is responsible for our core credit ledger, as well as 3rd party integrations and optimisations within our internal systems. You’ll report to our Product Manager, who has extensive experience managing complex internal systems and integrations. Your role will involve optimising critical business processes, managing new key integrations for our Collections team, and driving efficiency improvements to enhance both customer and internal user experiences.
  • Delivering impactful product initiatives of our Credit product, improving internal operations, and enhancing AI and automation capabilities.
  • Analysing data and system performance metrics to make informed decisions, ensuring process improvements align with business objectives.
  • Managing relationships with third-party vendors that provide essential integrations for our teams and customers, ensuring we leverage the best tools and services.
  • Shaping the roadmap and strategy for Credit, Transactions, and Collections Systems in collaboration with the Product Manager.
  • Enhancing system reliability and operational efficiency, ensuring our internal platforms support the company's growth and evolving needs.
  • Driving key initiatives such as Kubernetes migrations, Arrangements Logic, and third-party integrations like Stannp and Flexys.

You’ll Need To Be Comfortable


  • Solving complex internal system challenges and identifying creative solutions that balance efficiency and scalability.
  • Communicating effectively with engineers to provide clear product requirements and system context.
  • Taking ownership of your domain, developing deep expertise in internal systems, integrations, and our Collections teams, and being accountable to cross-functional stakeholders.
  • Understanding system dependencies and ensuring seamless integrations between internal and third-party tools.
  • Leveraging data and insights to prioritise impactful changes and drive continuous improvement.
  • Working closely with design and engineering teams to ensure user-friendly and future-proofed system enhancements.
  • Balancing priorities and managing scope creep, ensuring focus on the most impactful work.

We’re Looking For


  • A problem-solver with a strong analytical mindset, comfortable working in complex internal system environments.
  • Someone with experience in managing multi-stakeholder projects involving critical business operations and backend system improvements.
  • A commercially minded individual who understands the impact of system efficiencies on the overall business.
  • A proactive, data-driven self-starter, eager to learn and optimise internal systems for better performance.
  • An excellent communicator and collaborator, able to work effectively across teams, including engineering, operations, and compliance.

This role is critical in scaling our internal systems to support business growth while maintaining operational excellence. If you’re excited about improving internal systems and driving impactful change, we’d love to hear from you!Diversity & Inclusion 🌈We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks


We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:
🏥 Private Healthcare including dental and optician services through Vitality✈️ Worldwide travel insurance through Vitality🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)👛 Salary Sacrifice Pension Scheme up to 7% match🏖️ 28 days holiday (plus bank holidays)📖 Annual Learning and Wellbeing Budget👪 Enhanced Parental Leave🚲 Cycle to Work Scheme🚂 Season Ticket Loan💬 6 free therapy sessions per year🐶 Dog Friendly Offices🍫 Free drinks and snacks in our officesCheck out more of our benefits, values, and mission here.

Interview Process 🤝


  • First stage: 30-minute intro, CV review, and values with Talent Partner
  • Second stage: 30-minute Google Meet chat with Senior Product Manager
  • Final stage: 1 hour technical on-site interview with Product Director

  • Other Info


    👍Check out our ‘Top Tips’ for interviewing.✔️Keep updated on new job opportunities by following us on Linkedin.📧Email careers@capitalontap.com if you have any questions.

    Excited to work here? Apply!


    If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

    Life at Capital on Tap

    Recently featured in the Sunday Times TechTrack 100 (number 48!), we are one of the fastest growing companies in the UK. To date, we've provided over £500M in funding to 40,000 SMEs across the UK. We invest continuously in our team and infrastructure to continuously move faster in an environment that has high energy and collaboration. Far from a beige cube-farm, our corporate headquarters in Notting Hill provides a dynamic, relaxed and fun culture. Come join the team and help us grow! WHY WE'RE DOING THIS Founded in 2012, Capital on Tap is on a mission to help small businesses thrive. We believe small business owners are the foundation for growth in our economy, and yet today's banking system has left them behind. We have partnered with over 40,000 businesses across the UK deploying funding facilities of over £500 million to customers. We believe we still have a long way to go to make business funding truly available to everyone small business.
    Thrive Here & What We Value1. Private Healthcare through Vitality, Worldwide Travel Insurance through Vitality, Dental Cover through Vitality2. Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)3. Salary Sacrifice Pension Scheme with up to 7% match4. Dog Friendly Offices5. Free drinks and snacks in our offices6. Cycle to Work Scheme7. Enhanced Parental Leave8. Season Ticket Loan9. Private Healthcare, Worldwide Travel Insurance, Dental Cover through Vitality10. 28 days holiday (plus bank holidays)11. Free therapy sessions per year

    Related Sub

    This job belongs to these sub. Explore related roles here:
    Product manager jobsOperations manager jobs
    Your tracker settings

    We use cookies and similar methods to recognize visitors and remember their preferences. We also use them to measure ad campaign effectiveness, target ads and analyze site traffic. To learn more about these methods, including how to disable them, view our Cookie Policy or Privacy Policy.

    By tapping `Accept`, you consent to the use of these methods by us and third parties. You can always change your tracker preferences by visiting our Cookie Policy.

    logo innerThatStartupJob
    Discover the best startup and their job positions, all in one place.
    Copyright © 2025