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Senior Mortgage Loan Closer

TomoOnsite

Who we are


Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Our AI-driven customer experience makes the lending process faster, less frustrating, and more affordable. By passing these savings directly to homebuyers, we eliminate excessive fees and inflated rates that cost Americans billions each year. Backed by top-tier venture investors, including Ribbit, DST, and NFX, Tomo is poised to become one of the most valuable fintech startups of our generation.You like speed, working with a great team, and helping homebuyers achieve their house buying dreams! You are excited to provide excellent customer service by facilitating on-time closing and funding purchase transactions.

You thrive in ensuring that the coordination of loan closings and the preparation of closing packages are carried out seamlessly so customers get their new home keys by their desired closing day.This role is a hybrid role, based in office Monday through Wednesday and is remote optional Thursday & Friday. 

The things you’ll do…


  • Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation.
  • Input required closing data in the loan origination system
  • Review Compliance Ease reports and remediate any fails or alerts 
  • Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct
  • Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules.
  • Prepare and issue the Initial Closing Disclosure.
  • Coordinate loan closing with title company
  • Draw and release closing documents to the Settlement Agent
  • Submit request to warehouse bank and release funds
  • Authorize funding of loan
  • Assist in resolving any post-closing issues as needed

The things you’re exceptional at…


  • 3+ years of recent mortgage closing/funding experience 
  • Attention to detail and organizational skills
  • Staying current on federal, state, investor and internal policies and procedures 
  • Maintaining transparency between all teammates involved in a customer’s journey

You may also have the extras… 


  • A Bachelor’s degree

The expected annual base salary will be between $60,000-70,000, with added incentive pay of up to 15%.The expected annual compensation for this position will be between $60,000 - $70,000USD

Life at Tomo

Tomo is a fintech startup that improves the homebuying experience. Tomo will provide what we want and deserve: the efficiency of a tech-enabled real estate transaction and the intimacy of having a team of elite professionals on our side. Tomo was created by Greg Schwartz and Carey Armstrong and in October 2020 announced a $40 million seed round. Tomo's team is dedicated to the philosophy of Omotenashi -- anticipating the customer's needs and meeting them before the customer is even aware they exist.
Thrive Here & What We Value1. Advantage the homebuyer2. Compensation Transparency3. Hybrid + remote workforce model4. Best in class teammate experience5. Diversity and inclusion commitment6. Proactive business process support7. WorldClass Customer Experience8. Continuous Improvement9. Embracing Process and Policy Changes10. Lower cost for homebuyers
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