Join a Great Place To Work certified company! Consumers Credit Union (CCU) is hiring - join our team as a
BSA Specialist who will investigate cases identifying potential suspicious activity. This is a fantastic opportunity for someone who has an investigative nature, inquisitive mind, and enjoys researching things!
Schedule/Location:
This position offers a hybrid work schedule where some of your work week will be onsite at our modern and amenities driven Lake Forest office location and the rest will be spent working remotely.
What you’ll do in this role:
As a BSA Specialist you’ll be responsible for implementing and administering daily operations of the Bank Secrecy Act Compliance Program. What does that mean? In essence, you’ll be an undercover investigator trying to catch the bad people! You’ll scrutinize all unusual or suspicious bank account activity that is identified by the monitoring software, handling approximately 100 -150 cases per month. You will also investigate suspicious activity that has been referred by other CCU departments.
This is a highly self-sufficient position where you’ll work independently using a variety of resources such as internet searches, social media platforms, and the core financial system to look into account activity and make determinations about whether or not the activity warrants being reported to the federal government.
Day-to-day responsibilities include:
- Investigates all unusual or suspicious activity identified by the monitoring software or referred by other departments of the Credit Union (CU), identifies suspicious activity ("Red Flags") in the review process, decides on further action if appropriate, and determine whether the filing of a Suspicious Activity Report (SAR) is warranted.
- Monitor high risk accounts quarterly and complete SARs.
- Investigates Currency Transaction Report (CTR) cases produced by BSA software and deciding on further action and files all CTRs, as appropriate.
- Reviews potential matches identified by the OFAC check and FinCEN 314a file upload and taking necessary action for any matches and/or resolves false positives.
What we’re looking for:
- High School Diploma or Equivalent is required but an Associate’s Degree in Business, Criminal Justice, or related is preferred
- 1+ years’ experience in banking or related
- 2+ years’ experience in BSA, compliance or related preferred. Bring financial services industry experience such as teller, bank call center rep would be great! Preferably, we are looking for someone who knows the difference between an ATM and ACH transaction.
- Detail oriented
- Proficient in writing and editing reports and narratives
- Ability to work independently and must have strong interest in investigating, conducting research and analyzing activity and records
- Sound judgement and decision-making skills
- Computer proficiency (Microsoft Office, Email, Internet Searches, Databases) – this jobs requires a significant amount of computer work!
At CCU you'll enjoy:
A stable, growing, well-managed company with a bright future. A sincere commitment to our core values: Be Helpful, Act with Integrity, Be Transparent, Keep it Simple, Be Positive, Embrace Inclusion and Diversity. A belief in developing our employees to their fullest potential. And total rewards that include competitive pay and other benefits:
- FREE basic life, short term and long-term disability insurance. And we have a FREE employee-only fitness center!
- Multiple plan options for medical and dental, vision coverage, tax-advantaged spending accounts, employee assistance program, tuition assistance, student loan assistance and more.
- Time for rest, relaxation, volunteer activities, and personal interests with 11 company paid holidays, plus CCYou Day - a paid day off when you can focus on your wellbeing and generous paid time off - accrue up to 4 weeks of PTO in your first year!
- Retirement plans – We've got two of them to help provide for long term financial stability! A 401k with company matching, and a pension plan that is fully funded by CCU.
More about CCU:
We’re Consumers Credit Union (CCU) and we’re The People in Your Corner.We’re a financial institution just like a bank, except not exactly. Banks have customers, but because we’re a not-for-profit, member-owned credit union, we have members. And because we’re not a bank, we don’t drive up profits just because shareholders demand it. Instead, we focus on driving up member happiness through low loan rates, high deposit rates and low- or no-fee products and services. We focus on things like transparency, simplicity, helpfulness, integrity, positivity and inclusion – and we always put our members first.In fact, we serve over 200,000 members and have over $3 billion in assets.
We employ nearly 500 people in the Chicago area and operate 14 branch locations in Illinois. We offer access to a national shared branching network, and more than 80,000 surcharge-free ATMs worldwide. And although we’ve been around for over 90 years, we’re just getting started!
Equal Opportunity Employer:
CCU complies with the requirements and spirit of the law in the implementation of all facets of equal opportunity in employment. There will be no discrimination on the basis of race, ancestry, color, religion, sex, sexual orientation, gender identity, marital status, pregnancy, age, national origin, citizenship, disability, genetic information, military status (including unfavorable discharge from the military), criminal or arrest history (unless job related), crime victim status, or any other protected characteristic in the recruitment, selection, training, utilization, promotion, termination, or any other employment actions or term and condition of employment.
CCU complies with applicable state and local laws governing non-discrimination in employment in every location in which CCU has facilities.We are committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. If reasonable accommodation is needed to participate in the job application or interview process, please contact our Human Resources team at: HR_Dept@myconsumers.org or 877-275-2228.
